How long will my retirement savings last? Use this calculator to see how long your retirement savings will last based on your retirement savings and your inflation adjusted withdrawals.
Required Minimum Distribution (RMD) Use this calculator to determine your Required Minimum Distribution (RMD) and estimate future required distributions.
Retirement Nest Egg Calculator Do you know how much it takes to create a secure retirement? Use this calculator to help determine what size your retirement nest egg should be.
Retirement Planner Calculator Quickly determine if your retirement plan is on track - and learn how to keep it there.
Biweekly Payments Using biweekly payments can accelerate your mortgage payoff and save you thousands in interest. Use this biweekly mortgage calculator to compare a typical monthly payment schedule to an accelerated biweekly payment.
Mortgage Loan Payment Use this calculator to determine your monthly mortgage payment and amortization schedule.
Mortgage Payoff Save thousands of dollars in interest by increasing your monthly mortgage payment.
Mortgage Qualifier Can you buy your dream home? Find out just how much you can afford!
Mortgage Refinance Break-Even Should you refinance your mortgage? Use this calculator to determine when you will break even on a mortgage refinance.
Loan Calculators
Frequency of Payments Use this calculator to determine your payment or loan amount for different payment frequencies.
Monthly Loan Payment Enter your desired payment - and let us calculate your loan amount. Or, enter in the loan amount and we will calculate your monthly payment!
Debt Consolidation Should you consolidate your debt? Use this calculator to find out.
Credit Card Payoff Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
Auto Calculators
Auto Refinance Savings Use this calculator to see how much interest you can save by refinancing your auto loan.
Lease vs. Buy Should you buy or lease your next automobile or finance it? Find out with this calculator!
Auto Loan Payments Determine your car loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Dealer Financing vs. Credit Union Financing Use this calculator to help you determine whether you should take advantage of low interest dealer financing or credit union financing combined with a manufacturer rebate.
Home Equity vs. Auto loan Use this calculator to determine if a home equity loan makes sense for your next automobile purchase.
Loan Comparison Low, promotional interest rates can save you a great deal of money when you finance your car or truck. Use this calculator to help find the best monthly payment and how much interest you could save.
Motorcycle, RV and Boat Loan Calculator Determine your loan payment based on your purchase price or find out how much you can buy based on your monthly payment.
Savings Calculators
Benefits of Spending Less Reducing your spending can be worth more than you might think. Use this calculator to see just how much your budget reductions may be worth.
Savings Builder Find out how consistent investments over a number of years can be an effective strategy to accumulate wealth.
Cool Million Find out when your savings plan may make you a millionaire!
Credit Union Certificate Calculator Use this calculator to find out how much you can earn on a Certificate. Just enter a few pieces of information and we will calculate your Annual Percentage Yield (APY) and ending balance.
Emergency Savings This calculator helps you determine how much emergency savings you may need, and how you can begin saving toward this important goal.
Savings Goals What will it take to reach your savings goal? This financial calculator helps you find out.
Business Valuation - Discounted Cash Flow Calculator This tool calculates a business valuation based upon the discounted cash flow methodology - illustrating how changes in projected growth rates and capital assumptions impact the business Net Present Value.
Cash Flow Calculator Having adequate cash flow is essential to keep your business running. Use this calculator to help you determine the cash flow generated by your business.
Financial Ratios Calculator This calculator helps you to zero in on areas of your business that may need attention. Areas such as solvency, liquidity, operational efficiency and profitability.
Inventory Analysis Calculator Use this calculator to determine how much inventory you should hold, and efficient timing of your inventory orders.
Profit Margin Calculator This calculator can help you determine the selling price for your products to achieve a desired profit margin.
Working Capital Needs Calculator Working capital essential to running your business. This calculator assists you in determining your working capital needs for the next year.
VyStar Credit Union PO Box 45085 Digital Experience Department - 15th Floor Jacksonville, FL 32232
These calculators are made available to you as informational and educational tools for your independent use and are not intended to provide financial or investment advice. These calculators are not offers, representations or warranties and do not describe any particular products or services. Results depend on many factors, including the information you provide and we do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. You should not take any action on the basis of the information provided through these calculators. These calculators are not investment, legal, accounting or tax advice. Please consult with your financial, investment, tax and/or legal advisors for advice regarding your personal circumstances.
