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Retirement Savings and Planning

  • 401(k) Calculator A 401(k) can be one of your best tools for creating a secure retirement. Use this calculator to see why this is a retirement savings plan you cannot afford to pass up.
  • Retirement Income Calculator Use this calculator to determine how much monthly income your retirement savings may provide you in your retirement.
  • Retirement Planner Calculator Quickly determine if your retirement plan is on track - and learn how to keep it there.
  • Retirement Shortfall Calculator Running out of your retirement savings too soon is one of the biggest risks to a comfortable retirement. Use this calculator to find a potential shortfall in your current retirement savings plan.
  • Roth IRA Calculator Use this calculator to compare the Roth IRA to an ordinary taxable investment.
  • Roth IRA Conversion Calculator This calculator will show the advantage, if any, of converting your IRA to a Roth.
  • Traditional IRA Calculator How can contributing to a regular IRA help you in your retirement?

Mortgage Calculators

Credit Cards and Debt Management

  • Accelerated Debt Payoff Calculator Consolidating your debt is only half of the battle. You still need a plan to get your debt paid in full. This calculator can show you how to accelerate your debt payoff.
  • Credit Card Pay Off Calculator Use this calculator to see what it will take to pay off your credit card balance, and what you can change to meet your repayment goals.
  • Home Equity Debt Consolidation Calculator This calculator is designed to help determine whether using your home equity to consolidate your debt is right for you.
  • Student Loan Consolidation and Debt Payoff Calculator The Student Loan Consolidation and Debt Payoff calculator applies two simple principles to paying off your Debt; Consolidate your student loans, and use the monthly savings to pay off your other outstanding debt.

Auto Calculators

Investment Calculators

  • Asset Allocation Calculator Your age, ability to tolerate risk and several other factors are used to calculate a desirable mix of stocks, bonds and cash.
  • Investment Returns There is more to investing than knowing your annual rate of return. Use this calculator to help you see how inflation, taxes and your time horizon can impact your bottom line.

Savings Calculators

  • CD Ladder Calculator Use this calculator to examine the benefits of investing in a series of Certificates of Deposits with different maturities, also called a CD Ladder.
  • College Savings Calculator Use this calculator to help develop or fine tune your education savings plan.
  • Credit Union Certificate Calculator Use this calculator to find out how much you can earn on a Certificate. Just enter a few pieces of information and we will calculate your Annual Percentage Yield (APY) and ending balance.
  • Savings Goal Calculator What will it take to reach your savings goal? This financial calculator helps you find out.
  • Vice Savings Calculator Use this calculator to see how a simple changes in your spending habits for common vices such as smoking, drinking or even eating out can really add up.

Personal Finance

  • Credit Assessment How is your credit? Use this calculator for a quick assessment!
  • Student Budget This calculator is specifically designed to help students understand their expenses and income while attending a university, college or other full-time educational institution.

Sunmark Credit Union
1187 Troy Schenectady Road
Latham, NY 12110

Information and interactive calculators are made available to you only as self-help tools for your independent use and are not intended to provide investment or tax advice. We cannot and do not guarantee their applicability or accuracy in regards to your individual circumstances. All examples are hypothetical and are for illustrative purposes. We encourage you to seek personalized advice from qualified professionals regarding all personal finance issues.